Convenient, cost-effective access to the working capital you need to thrive


Get paid sooner when you need working capital – or pay at the right time to optimize your cash position.

Early Pay >

CashFlow+ Card - New! >


Strengthen your balance sheet – or strengthen your supply chain.

Working Capital Solutions >

C2FO CashFlow+ Card.
It’s not a credit card. It’s better.

C2FO’s new CashFlow+ Card, powered by our secure online platform, lets you receive early payment for approved invoices with no discount. So you get paid in full while still getting paid early - and controlling your cash flow.
Get the card

The 2022 Working Capital Survey is here!

Gain a global perspective on the economic outlook.
Thousands of respondents. Ten countries. Endless insight. C2FO has assembled research from financial decision-makers like CFOs, Procurement and Treasury professionals, and other supply chain managers from businesses of all sizes from around the globe.

A network trusted by over one million customers, including the world's largest enterprises:

We’re 100% committed to ensuring that working capital works for you … and for everyone.

On any given day, vendors from around the world have $43 trillion tied up in accounts receivable. They wait an average of 60 days to be paid and have limited, inefficient financing options. Meanwhile, enterprises are maintaining record levels of cash on their balance sheets — cash that just sits there, earning record low returns. C2FO is using technology to build a brighter future where enterprise cash works harder — for the enterprise, its vendors, and the world’s economy.
We were able to use C2FO not just as a cash flow tool but also as a negotiating tool with our other finance providers. It’s had an incredible impact on our cash flow.

— Jack Leal,  CFO, Petrochem Field Services

How The Lemon Ad Stand Found Sweet Relief Through C2FO

The Chicago-based creative agency landed its biggest client but faced 90-day payment terms. Fortunately, early payment through C2FO helped The Lemon Ad Stand get through a tight squeeze.
                    *The C2FO CashFlow+ Visa® Card is issued by Sutton Bank pursuant to license by Visa Inc. Visa is a registered trademark of Visa, U.S.A. Inc. All other trademarks and service marks belong to their respective owners.