Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
Turn AR insights into cash flow
See which of your customers offer early payment
Tailored financing that works with Early Pay
Get paid early on invoices your customers don't yet send to C2FO
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
See how implementation works
Recent Article
C2FO & PWC Collaboration: Modernizing Supply Chain Finance Read more >
Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
Data-driven strategies for the modern enterprise
Leverage C2FO’s 17+ years of network intelligence for market-leading reports. We translate global intelligence into actionable insights, helping you optimize working capital, mitigate risk, and lead confidently in an evolving economy.
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
IFC Updates
Learn more about our work with the IFC.
At C2FO, our mission is to ensure every business has the capital needed to thrive. C2FO provides an easy, low-cost way for businesses of all sizes to increase cash flow by receiving early invoice payments from their customers. Our innovative technology has created the world’s largest on-demand capital platform. With headquarters in Kansas City — and offices around the globe — we fuel business growth worldwide to create a more inclusive and equitable economy for all.
Base salary, performance bonus, and the opportunity to build equity in C2FO through our ownership programs.
Market-competitive health plans designed to support you and your family’s overall well-being.
Programs to help you save for the future, with employer contributions where locally available.
Generous paid time off, plus local public holidays, so you can rest, travel, and come back energized.
Around-the-clock counseling and referral services for stress, grief, family life, financial wellness, and more, through our Employee Assistance Program.
Every team member holds a stake in C2FO’s success and is encouraged to think, and act, like an owner.
We value time for personal growth, professional development, education, or simply stepping away. Team members are eligible for a paid sabbatical once every ten years.
At C2FO, career growth isn’t just linear. We provide a variety of opportunities for our team members to learn, develop, and progress in their careers.
We know leaders have a big job to do. Not only are they responsible for helping drive business results, but they are also responsible for developing and leading others and creating culture – one where all associates can thrive. We provide targeted development programs to support the biggest challenges our leaders face.
At C2FO, our team is determined to do the right thing in the right way for the right reasons. Core tenets are here to guide us on that journey.
Fulfilling C2FO’s mission of serving all businesses means we are committed to growing and nurturing a global team that represents and reflects the backgrounds, cultures, religions, and experiences of our buyers and suppliers. We believe that unique backgrounds and individual voices strengthen our team, leading to the best ideas and discoveries for our innovative and growing company.
We work toward a more just, inclusive, and equitable world for all with three guiding objectives:
We offer educational and community-driven initiatives such as mentorship and development programs, speakers, inclusive language guidelines, and unconscious bias workshops.
We will support and grow our network of buyers and suppliers, especially those who are systemically under-resourced, because we believe all businesses deserve the capital they need to thrive.
The communities in which we operate will know and trust us for our meaningful contributions.
C2FO operates across the globe, providing service in 14 languages and offering early payment options in 50 currencies, so customers can maximize their working capital no matter where their business is located.