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CashFlow+ Card

Get rewarded for getting paid faster with the C2FO CashFlow+™ Card

Request your card to get convenient access to the working capital you need with no load or annual fees*. Fund your card with accelerated payments on your approved invoices, and you’ll automatically receive a refund of your discount** and 1% cash back — up to a 2% total reward — on funds loaded to your card, protecting your margins and bottom line.

Already using C2FO Early Pay? Sign up now

No Additional Costs

Get paid on the card with no load or annual fees* while getting rewarded for accelerating your invoices to your card.

Flexibility

Load and use the card how you want — getting paid early or loading cash.

Convenient

No credit checks or guarantees required.

Protect Your Margins

Receive your discount and cash back – up to 2%** in rewards on all funds loaded to your card.

CashFlow+ Visa cards

Two Cards to Fit Your Needs

CashFlow+ Card

The CashFlow+ Card is cash in your hands. Get convenient, no load or annual fees* access to the working capital you need to thrive, while getting rewarded.

CashFlow+ Premium Card

The CashFlow+ Premium Card offers the same ability to get paid early and get rewarded, on all your approved invoices with additional features such as faster funds and higher transaction and load limits.

How to Fund Your C2FO CashFlow+ Card

The card can be funded by adding cash or loading your approved invoices. You can get paid early and get rewarded.

1. Connect Bank

Simply link your bank account to your card in the card platform to accelerate invoices
or load cash.

2. Fund Card

Select invoices you want paid early in the C2FO platform. Your buyer will take a small discount on invoices paid early.
or
Load cash directly to your card without accelerating an invoice.

3. Load Card

Load your partial or full invoice amount on your card and you’ll get your discount refunded** and 1% cash back – up to a 2% total reward.

CashFlow+ Benefits

Protect Your Margins

Accelerate new invoices and load the full or partial amount onto the CashFlow+ Card, then get your discount refunded* and 1% cash back – up to a 2% total reward – on all funds loaded to the card.

Auto Load

C2FO will automatically debit accelerated CashFlow+ offers from your bank account and load funds to your card on the expected payment date. Then you can use the card everywhere Visa is accepted.

Dynamic Funding

Ability to load your card the way you want it by accelerating invoices you want paid early or loading cash directly from your bank account.

Authorized Users

Authorized Users make your life easier. You control how much they spend on their own card.

Frequently Asked Questions

Here’s how it works: Merchants that accept the card pay the interchange fee. We use this to fund your discount refund** and cash back. There is no cost to you to use the card. The card works just like a normal card when you use it anywhere Visa is accepted.

Yes. You can choose which invoices are settled to the card versus other settlement methods. However, you are limited to one offer per market per day. Therefore, if you choose to settle your day’s invoices to the card from one buyer, you must wait one day before you can accelerate other invoices from that same buyer via the traditional Early Pay system.

You can fund your card in two ways:

  • Accelerate invoices. Your customers will pay invoices early and directly to your bank account, minus the discount. C2FO will then reward you with up to 2%** of the total amount loaded onto your CashFlow+ Card, protecting your margins and your bottom line.
  • Add cash to your card whether you have invoices to accelerate or not. When you load cash not associated with an invoice, you’ll automatically receive 1.5%** back on funds loaded to your card.

Yes, you can add any number of employee cards to the account. You control the spending limits and can set spending limits for each Authorized User individually. This means some employees could have higher spending limits than others.

Have More CashFlow+ Card Questions?

Not a C2FO Customer?

Fill out the form below and we will give you a call and guide you through registration.

Fintech Breaththrough Awards 2023 Payments Innovation Award

C2FO Wins Fintech Breakthrough Award for B2B Payments Innovation

Need Help Getting Started?

Talk with a Supplier Support team member at 866-612-2236
or schedule an appointment to request your card.
c2fo cashflow plus

*There are no load or annual fees. You do not get charged for getting paid onto the card. There is a 2.5% foreign transaction fee for purchases made outside the US and up to a 3% ACH penalty fee to transfer funds off the card.

** You will receive your discount back, up to 1% of total invoice amount, plus an additional 1% cash back at card load. 1% is the maximum available cash back award rate. Award rate is subject to change based on underlying market conditions. Award rate will be expressly communicated when loading funds to your card. Please contact us via [email protected] for full details regarding applied award rate. See Terms and Conditions.

The C2FO CashFlow+ Visa® Card is issued by Sutton Bank pursuant to license by Visa Inc. Visa is a registered trademark of Visa, U.S.A. Inc. All other trademarks and service marks belong to their respective owners. View Cardholder Agreement.