Improve Cash Flow with Early Payments from Your Customers.

No commitments — simply activate your account and request early payment.

Take control of your cash flow with C2FO®

  • Grow your business without growing debt.
  • Bring in capital to meet seasonal demand.
  • Control financial metrics during key reporting periods.
  • Get your customers to pay you early by offering your customers a discount in exchange for early payment.
  • Zero fees. You only pay for the discount you offer for early payment.
  • Get paid faster in as little as 24 hours after offering a discount.
Customer success stories

How it works:

No banks, factors, debt or commitments — simply log in and request early payment.

  • 1

    REVIEW INVOICES

    Customers have already uploaded your invoices

  • 2

    MAKE YOUR SELECTION

    You choose which invoices to discount

  • 3

    NAME YOUR RATE

    You offer a discount for early payment

  • 4

    RECEIVE PAYMENT

    If accepted, customers release payment

The World's Market for Working Capital®

The world’s most forward-thinking companies facilitate early payments through C2FO.
Find one of your customers to get started
We save four to five times more on the cost of money using C2FO. It’s based on the invoices and it’s there when we need it. It’s been a game-changer for us.

— Rhonda Sparks, Founder and CEO, UV Skinz

How C2FO compares

Typical cost of funding for $100,000 over 30 days:

C2FO

COST

$500

FEES

None

INVOICE FACTORING

COST

$3,000

FEES

2%

of invoice

ASSET-BASED LENDING

COST

$1,833

FEES

2%

Annual

LINE OF CREDIT

COST

$900

FEES

1%

Annual

Frequently asked questions

Companies use C2FO because it allows them to take more control of their cash flow by controlling when they get paid. It’s also faster, easier, and provides a lower cost of capital than other sources of funding.