Working Capital.
Working for Everyone.

C2FO’s secure online platform enables companies to work with their suppliers and customers to improve cash flow by determining the best time and terms for paying or getting paid.

Convenient, cost-effective access to the working capital you need to thrive


Get paid sooner when you need working capital – or pay at the right time to optimise your cash position.


Strengthen your balance sheet – or strengthen your supply chain.

The 2022 Working Capital Survey is here!

Gain a global perspective on the economic outlook.
Thousands of respondents. Ten countries. Endless insight. C2FO has assembled research from financial decision-makers like CFOs, Procurement and Treasury professionals, and other supply chain managers from businesses of all sizes from around the globe.
The benefit of C2FO is simple, it’s flexible, and it’s helping us meet our cash needs.

— Dave Jones,  Finance Director for JDE

A network trusted by over one million businesses, including the world’s largest enterprises:

We are 100% committed to ensuring that working capital works for you … and for everyone.

On any given day, vendors from around the world have $43 trillion tied up in accounts receivable. They wait an average of 60 days to be paid and have limited, inefficient financing options. Meanwhile, enterprises are maintaining record levels of cash on their balance sheets — cash that just sits there, earning record low returns. C2FO is using technology to build a brighter future where enterprise cash works harder — for the enterprises, its vendors, and the world’s economy.
Learn more about our mission

2021 Working Capital Survey: Small to Mid-Sized Enterprises Challenged by Uncertainty, but Remain Optimistic

A new C2FO worldwide survey of more than 6,700 small to mid-sized enterprises found surprising alignment in terms of access to liquidity, the cost of borrowing, and their outlooks for the future.