One Platform, Many Working Capital Solutions.

Financial tools on the C2FO platform provide better, faster, and more flexible working capital solutions, enabling enterprises of all sizes to dynamically manage the working capital needs of their suppliers and customers.

A network trusted by over one million businesses, including the world’s largest enterprises:

With C2FO we provide our suppliers a platform to accelerate invoices: they reduce their cost of finance and we improve our margin and cash yield. We have also developed an innovative offer for selected customers: the opportunity for dynamic invoice extension.

— Jan-Martin NuferVice President of Treasury and Funding, Borealis AG

Delivering Capital on a Worldwide Scale

ONE PLATFORM

Seamless collaboration with your customers, suppliers and funding partners

GLOBAL MARKETPLACE

Network of over one million businesses achieving capital goals together

FUNDING NETWORK

Capital can be dynamically funded from your balance sheet or our global funding partners

WORLD-CLASS SERVICE

Leading technology combined with outstanding customer collaboration produces optimal results

Businesses collaborate with C2FO to settle invoices early or later, optimising working capital on-demand.

SEE HOW OUR PLATFORM WORKS

The Most Flexible Way to Meet Your Organization’s Financial Goals

C2FO’s unified, secure platform provides many tools to help you manage your company’s dynamic working capital needs. Whether you want to drive cash flow or net profit, you can take control of your financial and sustainability goals while strengthening your suppliers and customers. Because plans and needs change throughout the year, C2FO offers the flexibility to use your own balance sheet, a global funding network, or both — without impacting your trading partners.

Dynamic Supplier Finance
The C2FO platform is the only solution that allows you to launch differentiated early payment options for suppliers, blending patented Name Your Rate technology with traditional fixed rate offers to accelerate or lengthen invoice payments when your suppliers choose. You can leverage your balance sheet or utilise our global funding network to pay your suppliers without complex paperwork and onboarding.
Dynamic Customer FinanceInvoice Central
Learn more about our solutions
You typically have cash within the business at any time and therefore it’s really efficient for us to be able to use that cash by helping our suppliers by paying them early, which in turn helps their own funding cost and it’s typically cheaper than they can fund themselves through other means.

— Graeme Barnes, Director of Capital Markets, Travis Perkins

Financial Health for Everyone

Empower Your Suppliers’ Financial Health

Sustaining a strong supply chain means that everyone’s business needs are being met. Early payment is the fastest, most effective way for your suppliers to generate the critical liquidity they need to grow their business.

For those suppliers that are in strong cash positions, the flexibility of the C2FO platform also allows you to delay payment, when needed, in exchange for a premium.

Dynamic Supplier Finance (DSF) through C2FO’s unique platform gives you the flexibility to choose pricing that meets your needs. Our patented Name Your Rate technology, fixed rates, and blended pricing models put you in control of working capital while strengthening your suppliers.

Empower Your Customers’ Financial Health

C2FO’s innovative approach to receivables empowers your customers with the flexibility to accelerate or lengthen payments.

When your customers need to preserve cash flow or meet certain operating metrics to quickly adapt to financial priorities, C2FO’s innovative solutions enable them to extend payments at a premium or shorten payment at a discount without altering existing terms.

Leveraging Dynamic Customer Finance (DCF) can provide a stronger yield on your company’s cash from the premiums charged and enables your sales team to offer flexible terms. This solution can be leveraged using your balance sheet, or you can engage the C2FO funding network to generate liquidity and increase revenue.

Technology, Service, Experience

Here are some of the key benefits C2FO offers you, your suppliers and your customers:

Global Funding Network

  • In-house capital markets team with over 85 years’ financial experience
  • Diversified bank funding sources
  • Compatibility with existing banking relationships
  • Non-bank funding encompassing asset management and insurance institutions

Dynamic Pricing

  • Patented Name Your Rate technology
  • Specific programmes to help support supplier groups like SMEs, minority-, women-owned businesses and others
  • Sustainability groups and Environmental, Social, and Governance (ESG) initiatives

Significant Supplier Participation

  • No checks or filings required
  • Can onboard large numbers of suppliers, regardless of size or location
  • Zero minimums or maximums to participate
  • One login, one platform for all customers
  • High-touch supplier management resources in local language and time zone