Improve cash flow with early payments from your customers.
No commitments — simply activate your account and request early payment.
Improve cash flow with early payments from your customers.
No commitments — simply activate your account and request early payment.
Take control of your cash flow with C2FO®
- Grow your business without growing debt
- Bring in capital to meet seasonal demand
- Control financial metrics during key reporting periods
- Get your customers to pay you early. Use C2FO to offer your customers a discount in exchange for early payment
- Zero fees. You only pay for the discount you offer for early payment
- Fast Payment. Get paid on the next payment run after your discount is accepted
- Grow your business without growing debt
- Bring in capital to meet seasonal demand
- Control financial metrics during key reporting periods
- Get your customers to pay you early. Use C2FO to offer your customers a discount in exchange for early payment
- Zero fees. You only pay for the discount you offer for early payment
- Fast Payment. Get paid on the next payment run after your discount is accepted
How it works:
No banks, factors, debt or commitments — simply log in and request early payment.
1
REVIEW INVOICES
Customers have already uploaded your invoices
2
MAKE YOUR SELECTION
You choose which invoices to discount
3
SET A DISCOUNT RATE
You offer a discount for early payment
4
RECEIVE PAYMENT
If accepted, customers release payment

Discover How You Can Beat Inflation with C2FO
The Early Payment Programme from C2FO can help you hold onto your gains and even get ahead of rising prices.
“We save four to five times more in the cost of money using C2FO. It’s based on the invoices and it’s there when we need it. It’s been a game changer for us.”
— Rhonda Sparks , Founder and CEO, UV Skinz
How C2FO compares
Typical cost of funding for £100,000 over 30 days
C2FO
COST
£500
FEES
None
INVOICE FACTORING
COST
£3,000
FEES
2%
of invoice
ASSET-BASED LENDING
COST
£1,833
FEES
2%
Annual
LINE OF CREDIT
COST
£900
FEES
1%
Annual
Frequently asked questions
Companies use C2FO because it allows them to take more control of their cash flow by controlling when they get paid. It’s also faster, easier, and provides a lower cost of capital than other sources of funding.