c2fo

2021 Working Capital Survey

Small to Mid-Sized Enterprises Challenged by Uncertainty, but Remain Optimistic

What keeps your suppliers up at night?

A new C2FO worldwide survey of more than 6,700 leaders of small to mid-sized enterprises (SMEs) found surprising alignment in terms of access to liquidity, the cost of borrowing, and their outlooks for the future.

Our 2021 Working Capital Survey was conducted across 16 countries in December 2020 and January 2021.

Key findings from the survey include the following:

  • Most respondents cited economic instability and uncertainty about customer orders as their biggest challenges — concerns likely fueled by the economic crisis that followed the COVID-19 pandemic.

  • An average of 87% of respondents said they have enough liquidity for the next six months.

  • The cost of liquidity continues to rise, as 65% of respondents said they pay an APR of more than 8%.

This survey provides unique insight into your supply chain and identifies key areas to help support the SMEs in your ecosystem. 

To gain a better understanding of your suppliers' challenges, opportunities and needs, download the results here. 

Download the Survey Now

A network trusted by over one million businesses,
including the world’s largest enterprises:

To learn more about how SMEs worldwide responded to our survey, download the full report.

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Funded more than
$110B
in working capital to date
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More than
1.6M
invoices accelerated each month
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Network of over
1M
businesses around the world
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More than
50%
of Fortune 500 companies partner with C2FO
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Invoice payments accelerated by
1.5B
days