Customers have already uploaded your invoices
You choose which invoices to discount
your offer a discount for early payment
If accepted, customers release payment
Call us (844)805-8522 or book an appointment using our online scheduler
Monday through Friday
8am to 8pm (CST)
Monday through Friday
8am to 8pm (CST)
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C2FO’s unified, secure platform provides many tools to help you manage your company’s dynamic working capital needs. Whether you want to drive cash flow or net profit, you can take control of your financial and sustainability goals while strengthening your suppliers and customers. Because plans and needs change throughout the year, C2FO offers the flexibility to use your own balance sheet, a global funding network, or both — without impacting your trading partners.
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Grow your business without growing debt.
Bring in capital to meet seasonal demand.
Control financial metrics during key reporting periods.
Minimize the use of internal resources and generate a fair return on cash.
Get your customers to pay you early by offering your customers a discount in exchange for early payment.
Zero fees. You only pay for the discount you offer for early payment.
Get paid faster in as little as twenty-four hours after offering a discount.
Grow your business without growing debt.
Bring in capital to meet seasonal demand.
Control financial metrics during key reporting periods.
Minimize the use of internal resources and generate a fair return on cash.
Get your customers to pay you early by offering your customers a discount in exchange for early payment.
Zero fees. You only pay for the discount you offer for early payment.
Get paid faster in as little as 24 hours after offering a discount.
At C2FO, our mission is to deliver a future where every company around the world has the capital needed to grow. As the largest platform for working capital, we serve over one million businesses worldwide representing more than $10.5 trillion in annual sales. Our solutions help companies, their suppliers and their customers gain greater control over their cash flow — on- demand, when they need it.
One of our associates will be in touch with you within one business day.
in 183 countries. Headquartered in Kansas City, C2FO today has expanded to operation centers in Europe, China, India and Australia.
At C2FO, our mission is to deliver a future where every company around the world has the capital needed to grow. As the largest platform for working capital, we serve over one million businesses worldwide representing more than $10.5 trillion in annual sales. Our solutions help companies, their suppliers and their customers gain greater control over their cash flow — on- demand, when they need it.
At C2FO, our mission is to deliver a future where every company around the world has the capital needed to grow. As the largest platform for working capital, we serve over one million businesses worldwide representing more than $10.5 trillion in annual sales. Our solutions help companies, their suppliers and their customers gain greater control over their cash flow — on- demand, when they need it.
Connecting AP and AR of over one million customers worldwide
More than half of Fortune 100 companies use C2FO
Customers represent over $10.5 trillion in annual sales
Like many good ideas -- we have 'em
Improve supplier relationships while reducing costs and risks throughout the supply chain
Use working capital in a more efficient manner
Reduce internal costs and improve returns on short-term investments
Minimize the use of internal resources and generate a fair return on cash
Provide a program that appeals to most suppliers and meets their funding needs
After exploring options that included invoice factoring and creating an internal program, Costco chose to move forward with a dynamic discounting solution with C2FO.
In seeking a new finance program for its suppliers, Costco had the following goals:
Improve supplier relationships while reducing costs and risks throughout the supply chain
Use working capital in a more efficient manner
Reduce internal costs and improve returns on short-term investments
Minimize the use of internal resources and generate a fair return on cash
Provide a program that appeals to most suppliers and meets their funding needs
After exploring options that included invoice factoring and creating an internal program, Costco chose to move forward with a dynamic discounting solution with C2FO.
After exploring options that included invoice factoring and creating an internal program, Costco chose to move forward with a dynamic discounting solution with C2FO.
Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque
laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit.
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laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit.
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Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
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Kansas City, USA (July 28, 2020) — At a time when the COVID-19 pandemic has hit minority- and women-owned businesses particularly hard, the financial system has been unable to meet their liquidity needs.
Early payment through C2FO, however, has been a reliable source of funding for these companies for many years, especially during times of crisis.
A recent analysis of invoices funded through C2FO early payment programs since the company’s inception shows that tens of thousands of minority- and women-owned business customers of C2FO utilize those programs at a rate of nearly 1.5 times the participation level of other businesses.
Specifically, 53% of women-owned businesses and 51% percent of minority-owned businesses have actively participated in the early payment programs, compared to 38% of businesses that are not women- or minority-owned.
Early payment through C2FO provides businesses of all sizes with the capital needed to grow. Debbie Nguyen, owner and CEO of research and development company AZ Prototype in Mesa, Arizona, said her customer relationships often involve revenue cycles of between 90 and 120 days. Funding through C2FO helps bridge those cash flow gaps for her company.
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“Through the years, C2FO’s early pay program has helped us receive early payment on those long-term customer invoices, which then gives us the cash we need to take on new projects and grow our business faster,” Nguyen said. “With the current economic uncertainty we all face, it is reassuring to know we can rely on C2FO to help meet our cash flow needs.”
-Sandy Kemper
A recent analysis of invoices funded through C2FO early payment programs since the company’s inception shows that tens of thousands of minority- and women-owned business customers of C2FO utilize those programs at a rate of nearly 1.5 times the participation level of other businesses.
Specifically, 53% of women-owned businesses and 51% percent of minority-owned businesses have actively participated in the early payment programs, compared to 38% of businesses that are not women- or minority-owned.
Early payment through C2FO provides businesses of all sizes with the capital needed to grow. Debbie Nguyen, owner and CEO of research and development company AZ Prototype in Mesa, Arizona, said her customer relationships often involve revenue cycles of between 90 and 120 days. Funding through C2FO helps bridge those cash flow gaps for her company.
Use C2FO to offer your customers a discount in exchange for early payment.
You only pay for the discount you offer for early payment.
Get paid in as little as 24 hours after offering a discount.
Use C2FO to offer your customers a discount in exchange for early payment.
You only pay for the discount you offer for early payment.
Get paid in as little as 24 hours after offering a discount.
“You typically have cash within the business at any time and therefore it’s really efficient for us to be able to use that cash by helping our suppliers by paying them early, which in turn helps their own funding cost and it’s typically cheaper than they can fund themselves through other means”
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
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Our convenient, easy-to-use online platform enables you to work with your suppliers and customers to determine the best time and terms for paying or being paid. Unlike other forms of financing, C2FO’s flexible working capital solutions provide on-demand access to low-cost funding for businesses of all sizes.
It’s the simplest way to do a hard thing — managing working capital so that everyone benefits. We’ll work together with you to bring fairness, transparency and, above all, opportunity to all of your business relationships
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Our convenient, easy-to-use online platform enables you to work with your suppliers and customers to determine the best time and terms for paying or being paid. Unlike other forms of financing, C2FO’s flexible working capital solutions provide on-demand access to low-cost funding for businesses of all sizes.
It’s the simplest way to do a hard thing — managing working capital so that everyone benefits. We’ll work together with you to bring fairness, transparency and, above all, opportunity to all of your business relationships
Bus, cuptaerit et ipsa sent et iduciur assus sequi aut everrovit, am fugiaspic tessequ idigendae nos aut prorem voluptas nes nimendis dolorepeles molore laborere dus as simet rest maximpero quatemquis doluptatur, corrovitates ressequae volupta alique nihit eatioribus, quibusa non num que lanis atius, comnistrum idiae corestrum ium aut fugita peri que pere, illes rem quo blabor autestia volesto reheniscid qui ari aut accus, sequatus.
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No banks, factors, debts or commitments—simply login and request early payment.
Seamless collaboration with your customers, suppliers, and funding partners
Network of over one million businesses achieving capital goals together
Capital can be dynamically funded from your balance sheet or our global funding partners
Leading technology combined with out outstanding customer collaboration produces optimal results
A major manufacturing company with over $140 billion in revenue and thousands of eligible suppliers needs funding to quickly reboot production after a temporary shutdown. The company has no supply ...
A U.S. retailer with more than $130 billion in revenue and over 7,000 eligible suppliers wants to leverage its existing early payment program, with additional solutions from C2FO. A subset of the retailer’s suppliers ...
After breaking away from its parent company, a healthcare enterprise with $20 billion in revenue inherits an SCF program that doesn’t allow funding for multinational businesses in its supply chain …
An 8 billion euro chemical and plastics company in Europe wants to leverage its solid cash position by offering customers the option of paying later in return for a premium. The company, which already …
A $22 billion IT and consulting company based in India wants to eliminate risk on $10 million in receivables. This investment grade, multinational company uses early payment …
A $22 billion technology company based in Europe wants to launch an innovative finance program to engage its more than 40,000 suppliers worldwide. The company’s existing SCF program has …
Information we collect stays with C2FO. Any company or User information collected by C2FO will only be used to improve your C2FO experience. This Privacy Policy describes how C2FO collects, uses, shares and secures the personal information you provide.
Pollen Inc. and its subsidiary companies C2FO (HK) Limited and C2FO Limited, participate in and have certified its compliance with the EU-U.S. Privacy Shield Framework. We are committed to subjecting all personal data received from European Union (EU) member countries, in reliance on the Privacy Shield Framework, to the Framework’s applicable Principles.