Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
Turn AR insights into cash flow
See which of your customers offer early payment
Tailored financing that works with Early Pay
Get paid early on invoices your customers don't yet send to C2FO
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
See how implementation works
Recent Article
C2FO & PWC Collaboration: Modernizing Supply Chain Finance Read more >
Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
Data-driven strategies for the modern enterprise
Leverage C2FO’s 17+ years of network intelligence for market-leading reports. We translate global intelligence into actionable insights, helping you optimize working capital, mitigate risk, and lead confidently in an evolving economy.
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
IFC Updates
Learn more about our work with the IFC.
Over the past five years, a major US logistics provider has used early payment from C2FO to strengthen its balance sheet and accelerate more than $782 million in receivables.
In December 2016, a major logistics company with more than $7 billion in annual revenue was seeking a way to strengthen its balance sheet, build cash flow and improve financial metrics during key reporting periods. The company was well capitalized, however management was looking for a capital solution that did not require leveraging or securitizing its assets.
With C2FO’s integration to HP and Amazon, the logistics company was eligible for our early payment platform. As invoices were approved, they immediately became available for advancement into the company’s existing bank remittance. Management preferred this as capital was available without being rerouted to a lender or a third-party lockbox account. The timing of cash flow through early payment is especially vital for transportation companies, which need to keep capital moving to support payroll, fuel costs and vendor expenses.
When considering C2FO, management for the logistics company liked that they could select which invoices to accelerate from their customer, HP, at times that were optimal to pull in more capital. On the company’s first day using early payment on the C2FO platform, it accelerated more than $7 million in invoices.
Since first participating in early payment in 2016, the logistics company has accelerated more than $782 million in receivables on the C2FO platform from HP, Amazon, as well as customers that ship beverages, autos, electronics and heavy equipment. The amount of working capital the company has generated through C2FO has increased each year. At the same time, the logistics provider has achieved Fortune 500 status and surpassed $15 billion in annual sales.
Success Snapshot
The company can easily accelerate payment from its biggest customers.
The company appreciated that it could select which invoices were considered for early payment.
Jump to: